Retiree Account Statement: What it is and why it matters

By Defense Finance and Accounting Service (DFAS)     February 2026

As a military retiree, your financial security is important. One of the most useful tools for managing your retirement pay is the Retiree Account Statement (RAS). Issued by the Defense Finance and Accounting Service (DFAS), the RAS provides an overview of your pay, benefits, and deductions.

Think of it as a preview of what you can expect to see on your next pay date. Understanding your RAS is a vital step to ensuring your financial well-being.

Where can you find your RAS?

The most convenient and reliable way to access your RAS is through myPay, the official online account management system for current and retired military members. You can access your RAS on myPay 24/7.

  • Monthly access: An electronic RAS is available by the first of each month; giving you access to the past 12 months' statements.
  • Account changes: You'll also receive a RAS whenever you make changes to your account. Tip: To ensure you never miss an update, register your email address in your myPay account. You'll receive an email reminder each month when your RAS is available. To register your email in mypay, visit: https://mypay.dfas.mil.

Why the RAS is important?

Having access to your RAS is essential and is a great tool for:

  • Managing your retirement Income: Gain an understanding of where your money is going and how it's being allocated.
  • Ensuring Accuracy: Verify the accuracy of your pay, benefits, and deductions. Catching discrepancies early will help you down the road.
  • Tax Preparation: The RAS is essential for tax preparation. The figures on your year-end RAS should match those on your IRS Form 1099-R. Keep both handy when filing your taxes.
  • Stay Informed: Be aware of any changes affecting your retirement pay, such as cost-of-living adjustments (COLAs) or changes to your benefits.
  • Planning for the Future: By understanding your current financial situation, you can better plan for your future financial needs.

Understanding your year-end RAS package

Each year, DFAS mails a year-end RAS package to retirees who haven't opted for electronic delivery. This package contains several important documents. Take the time to review these documents carefully. They provide a valuable overview of your retirement benefits and are crucial for tax filing.

Need help understanding your RAS? Contact the Customer Care Center at 800-321-1080 or visit the RAS page (https://www.dfas.mil/RetiredMilitary/manage/ras/). Please note: DFAS cannot offer tax advice. For tax-related questions, consult with the IRS or a qualified tax advisor.

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